Coverage for What's Yours, Wherever You Live
Whether you own a condo or rent your home, standard building coverage doesn't protect your belongings. Here's what does.
CONDO INSURANCE COVERAGE
Personal Property Coverage
Covers your furniture, electronics and belongings inside your unit.
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Liability
Coverage
Protects you if someone is injured inside your unit and you're held responsible.
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Interior Structure Coverage
Covers interior elements of your unit such as flooring, cabinets and fixtures that your condo association's master policy typically doesn't cover.
Loss Assessment Coverage
Helps cover your share of a shared loss the condo association bills unit owners for, such as damage to a shared roof or lobby.
RENTERS INSURANCE COVERAGE
Personal Property Coverage
Covers your belongings against theft, fire, and other covered events. Your landlord's policy only covers the building, never your stuff.
Loss of Use
Coverage
Covers temporary living expenses if your rental becomes uninhabitable due to a covered event.
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Liability
Coverage
Protects you if someone is injured in your rented home or if you accidentally damage someone else's property.
Coverage options and requirements vary by state and by property type. Our team can help review coverage, explain your options, identify potential gaps, explore available discounts, and assist with policy changes.