Auto Insurance That Protects You, Not Just Your Car
From liability to comprehensive, we'll help you understand what each coverage does
AUTO INSURANCE COVERAGE TYPES
Liability
Coverage
Covers the other driver's medical bills and property damage if you're at fault in an accident. State minimums may not provide enough protection.
Comprehensive
Coverage
Covers non-collision damage such as theft, vandalism, fire, hail, flooding, and hitting an animal.
Gap
Insurance
Covers the difference between what you owe on your car and its current value if the vehicle is totaled.
Collision
Coverage
Pays to repair or replace your vehicle after a crash, regardless of who is at fault. Often required for financed or leased vehicles.
Personal Injury
Protection (PIP)
Helps cover medical expenses for you and your passengers after an accident, regardless of fault. Availability varies by state.
Uninsured Motorist
Coverage
Protects you if you're hit by a driver with no insurance or not enough coverage to pay for your damages.
Coverage options and requirements vary by state. Our team can help review coverage, explain your options, identify potential gaps, explore available discounts, and assist with policy changes.