Boat Insurance That Covers You On and Off the Water
From a weekend fishing boat to a full-size cruiser, we'll help you find coverage that protects your vessel, your passengers and your liability on the water.
BOAT INSURANCE COVERAGE TYPES
Liability
Coverage
Covers injuries or property damage you're responsible for while operating your boat, including damage to docks or other vessels.
Comprehensive
Coverage
Covers theft, fire, and weather-related damage when the boat isn't in use.
Towing & Emergency Assistance
Covers the cost of on-water towing if your boat breaks down or is stranded.
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Physical Damage Coverage
Pays to repair or replace your boat after a collision, storm damage, or other covered incident.​​
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Uninsured Boater Coverage
Protects you if you're hit by a driver with no insurance or not enough coverage to pay for your damages.
Personal Property Coverage
Covers equipment and personal belongings kept on board, like fishing gear or electronics.
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Coverage options and requirements vary by state. Our team can help review coverage, explain your options, identify potential gaps, explore available discounts, and assist with policy changes.