Protect What You've Restored At What It's Actually Worth
Standard auto policies were never built for classic and antique cars. We'll help you get coverage that reflects your vehicle's true value, not just its age.
CLASSIC & ANTIQUE VEHICLE COVERAGE
Liability
Coverage
Covers injuries or property damage to others if you're at fault in an accident, required in nearly every state, even for a car you only drive a few weekends a year.
Comprehensive
Coverage
Protects against theft, fire, vandalism, and weather damage, especially important for vehicles that are difficult or expensive to replace.
Roadside & Flatbed Towing
Standard tow trucks can damage classic vehicles. This coverage ensures flatbed towing is available specifically to protect your car if it breaks down.
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Agreed Value
Coverage
Rather than insuring your car for its depreciated "market value," agreed value coverage locks in a value you and your insurer agree on upfront.
Spare Parts
Coverage
Covers the value of stored spare parts used for restoration or repair engines, body panels, trim that a standard policy wouldn't account for.
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Usage & Mileage Considerations
Most classic car policies assume limited use (occasional drives, shows, and events rather than daily driving, which is part of why premiums are often lower than a standard auto policy, not higher.​
Coverage options, eligibility, and requirements for classic and antique vehicles vary by state and by carrier. Our team can help review coverage, explain your options, identify potential gaps, explore available discounts, and assist with policy changes.